MILLERSBURG -- The Commercial & Savings Bank (CSB) has been serving customers for 133 years and continues to grow and prosper in Holmes, Wayne, Tuscarawas and Stark counties.

CSB provides direct customer access through 15 Banking Centers, an Operations Center and Trust & Financial Services locations in addition to online and phone banking services.

The bank's assets grew 20 percent during 2011, totaling $551 million as of Dec. 31. CSB recently expanded its retail banking presence into Wooster with new locations in the downtown and Milltown areas.

According to Eddie Steiner, CSB's chief executive officer, the bank is also focusing on employee training.

"We are investing a large amount of resources in training," said Steiner. "We would not be where we are today without a very dedicated team of employees, and we are committed to providing opportunities to grow and advance at CSB. By investing in team members' training and development, we are doing just that."

CSB also continues to invest in the future with technology upgrades throughout the Bank. In the past year, CSB upgraded its ATM machines and added additional website security for internet banking customers. Planned improvements for the coming year include data line upgrades, phone system enhancements, and improvements to the loan processing system to further enhance customer service.

CSB has always been a community-focused bank.

The bank supports many local nonprofit organizations, civic groups, youth activities and schools throughout the communities it serves.

Not only does CSB contribute financially, but employees give of their time on a regular basis, serving on local boards and committees, and volunteering at many public events throughout the year.

"We look forward to continuing support of local events such as the Swiss Festival, Gnadenhutten's Trunk or Treat and Christmas in the Square, Christmas-in-the-Park at Tuscora, the Polar Express and other worthwhile events,"said Steiner. "Participating actively in the communities we serve is a deeply ingrained value at CSB."